January 25, 2018

Mutual Funds and Heirs

Please Click :-

https://economictimes.indiatimes.com/mf/analysis/how-to-pass-on-your-mf-holdings/articleshow/62644900.cms

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BLOG COMMENTS

It is very important to remember that , in case of Mutual Funds / Fixed Deposits , nominee is only a representative / Trustee on behalf of the heirs .

 A Will or Natural succession in the absence of a Will would determine who would inherit the Mutual Funds. 

Best is make a Will and write in it " THAT WHERE EVER I HAVE MADE NOMINATIONS OR THERE ARE JOINT HOLDERS THEN THOSE NOMINEE / S OR THE SURVIVING JOINT HOLDERS WOULD BE EXCLUSIVE BENEFICIARIES "

IN CASE THE NOMINEE PREDECEASES THE HOLDER THEN THE NOMINATION STANDS CANCELLED . IT DOES NOT PASS ON TO THE HEIRS OF THE NOMINEE.

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To the best of our knowledge ( please please Recheck ) Nominee or the surviving Joint Holders in case of Shares is 
absolute owner( without reference to any Will / Natural Heirs. )



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